Welcome To Free Debt Management Plan!

by admin on February 11, 2012

Debt.

It’s a painful word. It doesn’t matter if you made a wrong decision, or life just handed you a little more than you can handle. Sliding down the slippery slope of credit into debt can certainly ruin your financial goals for the future.

Do you know what’s worse?

Having a financial guru speak to you like you’re a moron. Having family members yell at you because of your mistakes. Having friends look at you differently. Watching your life quickly spin out of control.

Our Promise To You:
1. We will treat you with respect.

2. We’re here to help find the financial solution that’s right for you.

 

Are you ready for a little honesty?

99.9% of the companies that you find online are trying to use you to make a profit. They see someone in need of financial assistance, and they see it as vulnerability. You get to their website while searching for a debt management plan, and the first screen you get to directs you to fill in a phone number and your email so that one of their “associates” can call you. Do you know what happens instead? They turn around and sell the list of contacts to dangerous credit companies that prey on you, that call you at all hours of the day, hoping to “help you” during your troubled financial situation.

Have you ever noticed how all of those websites look the same? They all want your information, but they don’t give you any in return. The debt management market is a dark place, and one of our goals at FreeDebtManagementPlan.Org is to shed some light. We’ll review these companies, and we’d love to hear your feedback if you have had negative (or positive) experiences with them.

Who are you?

Thanks for asking! My name is Dan Leeman, and I am a real human being. I am someone who cares deeply about those who have financial difficulties. Here’s my moment of honesty: I’m not a financial expert. I won’t pretend that I have all of the answers. There’s no cheesy, Click Here To Instantaneously Erase All Of Your Credit Problems! solution. Instead, I humbly offer my experiences as someone who has been in debt, and made it safely out to the other side.

I’ve enjoyed listening to and watching a variety of financial gurus along the way; but do you know the one thing that bugged me most about these people? Each of these gurus has their own self-proclaimed “best solution” to getting out of debt. Dave Ramsey preaches all about using absolutely no credit. How does that work for people who eventually want a mortgage for a house? Suze Orman talks on and on and on about FICO scores. It’s no wonder, she is subsidized by them! And to boot, most of these finance experts are sick of their jobs. They’ve heard every financial situation over and over again, it must be nauseating. But to sit and call people stupid, and insult them for their financial decisions and missteps doesn’t help anyone become motivated to positively change themselves and rectify their financial life.

The ideas I’ll show you aren’t anything original. I can’t claim that I have the one solution that will work for everyone. I know that YOU are the person who is going to change YOUR financial situation; I’ll just help point you to some of the directions that others have used in order to conquer debt and find financial success.

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Free In Five

by admin on October 19, 2011

Organization: Free in Five is owned by Debt Free Financial Systems, LLC.

Contact: webcounselor@freeinfive.com, 1-800-448-9080, Free in Five – PO Box 22000 – Tempe, AZ 85285

Status: Free in Five is based in Tempe, Arizona, and has been approved by the BBB since 2005. It is one of several for-profit debt management companies, and specializes in debt management and consumer credit counseling.

Mission: Free in Five was founded in 2005 by people with eight years of experiences in the credit counseling field. Since then, they have helped thousands of people and families erase the burden of debt in their lives.

Features of Free in Five’s Debt Management Plan:

  • You only have to make one easy payment every 30 days.
  • You have the option to automatically withdraw funds from your bank account.
  • This plan does not include taking out another loan, and as such, there is no credit check!
  • You will be able to get out of debt in 60 months or less.
  • Free in Five will help you access lowered interest rates from your creditors.
  • Enjoy access to a savings rewards program.

Additional notes about the Free in Five DMP:

  • You are responsible for checking your own creditor statements every month. Free in Five does not receive copies of these statements, and thus is also unaware if there are inaccuracies in your statements.
  • Often times, creditors will not stop placing collections calls until three to six payments have been made to the account.
  • Concessions on interest rates or payment timelines may not necessarily go into effect until you have begun the debt management program. Some times the first payment will signify to creditors to allow the concessions, but on other occasions, they may wait until you have established a successful habit of making full payments for three to six months.
  • It is essential that you make timely, full monthly payments. Many of the creditor concessions are contingent on this; if you stop making payments, the account is delinquent.

 

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